PatientProtection and Affordable Care Act 2010
PatientProtection and Affordable Care Act 2010
Thepatient protection and affordable care act is one of the legislationsthat have undergone vast evaluation and dialogues. One of the aims ofimplementing the act was to ensure that every citizen could accessquality medical care and hospital services regardless of theirbackground and monetary status. Secondly, it provides methods andsolutions used in preventing the causes of diseases and calamities.Thirdly, it intends to further the number of hospital staff andemployees for improved service delivery systems within the hospitalsettings. Fourthly, it ensures that an additional group of people whoare below the federal poverty line level – and they couldpreviously not afford to purchase health insurance – can now accessthe service at an affordable price facilitated by governmentsubsidies. The objective of this paper is to discuss in detail theprovisions of the regulation, including, issues that the lawaddresses.
Oneof the chief provisions of the Patient Protection and Affordable CareAct 2010 is to increase the amount of the health insuranceprotection. It will extend health cover to an estimated 32 millionuninsured nationals. The government and other major federalstakeholders are working together with the objective of enlargingboth the public and private indemnity. The ACA requires each employerto insure his or her work force against any dangers orlife-threatening situations. Failure by the management to take up thecoverage of their personnel warrants their payment of huge fines andpenalties. This rule exempts those bosses who operate smallbusinesses with small human resources (Auerbach, Heaton and Brantley,2014).
Thelegislation also states that the government is to provide coversthrough offers such as the Medicaid and Medicare. Medicaid is aninitiative by the central leadership to provide the destitute sectionof the entire American population with health care resources (Patton,2013). The Patient Protection and Affordable Act 2010 seek to elevatethe numbers of those getting the access to Medicaid. A person iseligible to apply for it if their salary matches the 133% of thenational poverty line (Auerbach et al., 2014).The nationalgovernment through this rule dictates that individual insurers shouldprotect their clients until they are 26 years old (Auerbach et al.,2014). The other possible way to be insured other the two mentionedis to go for an Exchange and this is the main means of getting apremium subsidy (Patton, 2013). The items in this method includesubsidies that rely on an income of up to 400% of the national penurylevel. Other factors include a minimum age ranking and a lack of apremium adaptation for health status (Auerbach et al., 2014).
Accordingto Rosenbaum (2011), the act facilitates advancement of hospital andclinical facilities. It is inclusive of the quality of servicesoffered in these places and increases the manpower responsibility. Italso highlights various projects and ideas that may be useful incombating medical malpractices as well as other miscalculated errors.Additionally, the act aims at providing a system that allows easyaccess of information for all the patients’ health records and theperformance of hospital staff. It advocates for the utilizationhealth homes for those who have signed up for Medicaid, especially,the patients suffering from chronic conditions (Rosenbaum, 2011).
King(2011) asserts that the legislation intends to advance the evolutionof a healthy labor force. This includes the upgrading of manygraduate medical lessons. Enlarging the amount of scholarshipsoffered to medical occupations could lead to the training of morequalified staff. The act also recommends that most nurses trainingschedules should receive much support using methods such as fundingthese programs. Moreover, the policy advocates for the assistance ofthe newly established care models and institutions. In particular, ittargets financing teams that that have been put together to dealprimarily with chronic ailments. It recommends provision of anadditional funding for the local hospitals and clinics (King, 2011).
Thelaw also intends to make access to medical services cheaper for thelocals. It includes the reduction of the prices needed to purchaseprescribed drugs and the fees charged after receiving treatment orconsultation services from therapists (King, 2011). It also meansthat there should be more training on how to use the preventivemeasure to prevent any cause of minor diseases and injuries. Thismethod is cheaper since no one will pay for anything if they do notfall victim of any situations that require medical attention. It isalso fighting towards the reduction of fraud cases and mismanagementof funds in health care facilities (King, 2011).
Inconclusion, execution of the Patient Protection and Affordable CareAct and Health Care and Education Reconciliation Act of 2010 willensure that every citizen will receive equal and quality medicalattention at all times. One of the crucial ways is to ensure thatmany people have the insurance covers to lessen any complicationbefore beginning any treatment processes. Another important factor inthis legislation is the emphasis on educating people and the masseson the significance of taking preventive steps to reduce the causesof most diseases and accidents. It also aims at improving the qualityof services offered at the healthcare facilities. Additionally, itintends to increase the number of employees within the hospitalset-ups to ensure that every patient receives maximum attention. Thispaper has discussed in details all these main provisions and the pastissues that it is trying to address.
Auerbach,D. I., Heaton, P., & Brantley, I. (2014). Howwill the patient protection and affordable care act affect liabilityinsurance costs? Santa Monica: Rand Corporations.
King,M., (2011). The Affordable Care Act: A brief summary.” NationalConference Of State Legislature. Web.Retrieved fromhttp://www.ncsl.org/portals/1/documents/health/hraca.pdf
Patton,M. (2013). Obamacare: Seven major provisions and how they affect you. Forbes.Retrievedon 3 Dec. 2015 fromhttp://www.forbes.com/sites/mikepatton/2013/11/27/how-obamacare-will-change-the-american-health-system/
Rosenbaum,S. (2011). The Patient Protection and Affordable Care Act:Implications for public health policy and practice. PublicHealth Reports, 126(1),130-135. Retrieved fromhttp://www.ncbi.nlm.nih.gov/pmc/articles/PMC3001814/